Can I claim HRA in the new tax regime?▾
No. HRA exemption under section 10(13A) is available only if you opt for the old tax regime.
Which cities count as metro for HRA?▾
Only Delhi, Mumbai, Kolkata and Chennai qualify for the 50% limit. Every other city, including Bengaluru, Hyderabad and Pune, uses the 40% limit.
Do I need my landlord's PAN?▾
Yes, if the annual rent you pay exceeds ₹1 lakh you must give your employer the landlord's PAN along with rent receipts.
What if I pay rent but get no HRA?▾
Self-employed people or employees without HRA may claim a deduction under section 80GG in the old regime, subject to its own limits.
Can I pay rent to my parents and claim HRA?▾
Yes, if you genuinely pay rent to a parent who owns the house and they report it as income. You cannot claim HRA for rent paid to your spouse.
