Insurance Agent Software: Renewals & Commission

01 Insurance agent software

The whole lifecycle, one record

Each stage below is live in the Insurance Agents & Agencies edition today. A client is entered once and every policy, renewal, commission line and claim hangs off that one record. Rebota does not issue policies or collect premiums: clients pay the insurer directly.

01ClientClients & familiesEvery client grouped by family, with documents
02LeadLeads & quotesFollow-ups until the policy is sold
03PolicyPoliciesAdded in four steps or imported from Excel
04Sale fileSale fileNeed, advice, disclosure and consent on record
05RenewalRenewals & dues7 to 90 days ahead, and what is overdue
06ReminderWhatsAppFrom your own WhatsApp, with the insurer's payment link
07CommissionCommissionExpected against received, with TDS and claw-backs
08ClaimClaims & serviceClaims and service requests followed to closure
09TeamSub-agentsCommission share, payout statements, their own sign-in

02 Who it is for

Sub-industries

Individual agents
POSPs
Agents with sub-agents
Insurance agencies
Life, health, motor and general books

03 What you switch on

Capabilities

Clients & familiesPolicy registerExcel importRenewals & duesWhatsApp remindersCommission & TDSInsurer statement matchingClaims & service requestsSale fileSub-agents & payoutsGreeting cardsCSV export

Your book is yours: it is not shown to insurers or other agents, and your lists download as CSV at any time.

What you can do

Never miss a renewal

Premiums and renewals due in 7, 15, 30, 60 and 90 days, and what is overdue. Send the reminder from your own WhatsApp with one tap, with the insurer's payment link. On Pro and Agency, reminders can also go out on their own on the days you choose.

One book across insurers

Life, health, motor and general policies from every company, grouped by client and by family. Bring your existing list in from Excel.

Commission you can check

Enter your rates once. See what each premium should pay you, upload the insurer's statement, and see what is short, missing or clawed back, with the TDS deducted.

Claims and service

Record a claim or a nominee change the moment the client calls. See what is open, which documents are pending and when to follow up.

A file for every sale

What the client needed, why the plan suits them, what you explained and their consent. If a sale is ever questioned, the answer is on record.

Sub-agents and income

Share commission with the people who bring you business, with payout statements. See your income for the year after payouts and expenses.

Rebota does not issue policies or collect premiums. Your clients pay the insurer directly.

Plans

Prices are before GST; 18% GST is added when you pay. Start on a 15-day trial of Pro; if you do not pay, your account stays on the Free plan and your data stays with you.

Free

Your policy book and renewals, free for good

₹0 for good

1 user · 5 policies
Clients, families and policies with every insurer
Renewal and premium due lists
WhatsApp reminders sent from your own phone
Licence expiry warnings
A dashboard of your whole book

Lite

For the agent who is starting out

₹799 a year, excl. GST

or ₹79 a month, excl. GST

2 users · 200 policies
Extra users: ₹399 each a year, excl. GST
Everything in Free
Import your book from Excel
Policy PDFs read into the form

Solo

For the individual agent or POSP

₹1,499 a year, excl. GST

or ₹149 a month, excl. GST

3 users · 500 policies
Extra users: ₹499 each a year, excl. GST
Everything in Lite
Commission: expected against received, with TDS
Leads, quotes and reports

Pro

For the agent with an office and a team

₹3,999 a year, excl. GST

or ₹399 a month, excl. GST

5 users · 5,000 policies · 10 sub-agents
Extra users: ₹799 each a year, excl. GST
Everything in Solo
Automatic WhatsApp reminders: 200 a month
Insurer statements matched to your policies
Claims, service requests and the sale file
Sub-agents, their payouts and their own sign-in
Staff sign-ins with roles

Agency

For agencies running sub-agents and branches

₹9,999 a year, excl. GST

or ₹999 a month, excl. GST

10 users · unlimited policies · 50 sub-agents
Extra users: ₹999 each a year, excl. GST
Everything in Pro
Automatic WhatsApp reminders: 1,000 a month
A private policy link for each client
Group policies and branches
More users and sub-agents
No limit on policies

IRDAI caps and your income

Since April 2023 IRDAI no longer fixes a commission cap for each type of policy. Each insurer now sets its own commission under a policy approved by its board, within an overall limit on what it may spend. So the rates that matter are the ones in your own insurer's commission schedule. Put them in below with the premium you bring in each year, and see what your book should pay you.

Type of businessPremium a year (₹)Your rate (%)Commission

Life, first-year premium ₹0

Life, renewal premium ₹0

Health ₹0

Motor (own-damage part) ₹0

Other general ₹0

TDS the insurer deducts ₹0

Commission for the year₹0

Paid into your bank after TDS₹0

Average a month, before TDS₹0

The starting rates are examples, not what any insurer pays: use your own schedule. TDS is tax already paid in your name, and you claim it in your return. This is arithmetic on the numbers you type; nothing is saved or sent. In Rebota the same sum is done policy by policy and checked against what the insurer actually paid.

Questions

Is my client data shared with anyone? No. Your book is yours. It is not shown to insurers, other agents or anyone else.

Do I need to enter everything by hand? No. Download the Excel template, paste your policies and import them. Rows with a problem are listed with the reason and nothing else is blocked.

Does Rebota message my clients? Only if you turn it on. Normally a reminder opens in your own WhatsApp, ready to send, so the client hears from you. On Pro and Agency you can switch on automatic reminders: they are off to begin with, the wording is fixed and shown to you, they carry your name and number, and every message sent is listed.

Can I leave? Yes. Your lists download as CSV at any time.

After you sign up, choose "Insurance Agent / POSP / Agency" as your industry. Coming from this page, it is chosen for you.

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04 Questions

Questions about insurance agent software

What is the best software for insurance agents in India?

Software that keeps your whole book across every insurer in one place, warns you before each renewal, and checks the commission each insurer actually paid. Rebota does all three for agents, POSPs and agencies, with a free plan to start.

Can I manage LIC, health and motor policies together?

Yes. Life, health, motor and general policies from every insurer sit in one book, grouped by client and by family.

How do renewal reminders work?

Rebota lists what is due in 7, 15, 30, 60 and 90 days and what is overdue. One tap opens the reminder in your own WhatsApp with the insurer's payment link. On the higher plans reminders can go out on their own, only if you switch them on.

Can I check my commission and TDS?

Yes. Enter your rates once; Rebota works out what each premium should pay you, matches the insurer's statement, and shows what is short, missing or clawed back, with the TDS deducted.

Do I have to type in my existing policies?

No. Download the Excel template, paste your policies and import them. Rows with a problem are listed with the reason.

Does Rebota issue policies or collect premiums?

No. Clients pay the insurer directly. Rebota is your own record of clients, policies, renewals, commission and service.

05 Related industries

02

Infrastructure & EPC

Contracting / EPC→

See Insurance Agents & Agencies in your own data.

Start free → See plans

← Other / Mixed Business · Infrastructure & EPC →

Insurance agent software. Every policy. Every insurer. One book.