Lumpsum Calculator

See what a single investment grows to over time at an expected yearly return.

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<p style="font-size:12px"><a href="https://rebota.in/tools/lumpsum-calculator">Lumpsum Calculator</a> by Rebota</p>

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How to use the Lumpsum Calculator

Enter the amount you invest once.
Enter the expected yearly return.
Choose the holding period in years.

Formula used

FV = P × (1 + r)ⁿ

P = amount invested, r = annual return (decimal), n = years.

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Lumpsum Calculator — FAQs

Lumpsum or SIP — which is better?▾

A lumpsum puts all money to work at once, which wins when markets rise steadily. A SIP spreads purchases over time and reduces the risk of investing just before a fall.

What is the rule of 72?▾

Divide 72 by the annual return to estimate the years to double your money. At 12% a year, money doubles in about 6 years.

Are lumpsum returns taxed?▾

Yes, as capital gains when you sell. Equity gains held over a year are taxed at 12.5% above ₹1.25 lakh per year.

How to use the Lumpsum Calculator

Formula used

Lumpsum Calculator — FAQs

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