See what a single investment grows to over time at an expected yearly return.
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How to use the Lumpsum Calculator
Enter the amount you invest once.
Enter the expected yearly return.
Choose the holding period in years.
Formula used
FV = P × (1 + r)n
P = amount invested, r = annual return (decimal), n = years.
Lumpsum Calculator — FAQs
Lumpsum or SIP — which is better?▾
A lumpsum puts all money to work at once, which wins when markets rise steadily. A SIP spreads purchases over time and reduces the risk of investing just before a fall.
What is the rule of 72?▾
Divide 72 by the annual return to estimate the years to double your money. At 12% a year, money doubles in about 6 years.
Are lumpsum returns taxed?▾
Yes, as capital gains when you sell. Equity gains held over a year are taxed at 12.5% above ₹1.25 lakh per year.
